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Good habits such as saving and financial planning can be great allies of single mothers who head families, as well as build a future for their children should also start working for their own future.
In all Latin countries there are millions of single mothers (single, widowed or divorced), of which most work, but the third lives in poverty, according to statistical data, and therefore it is important to start thinking about how prepare for a sound financial future.

The economic risk of single mothers is that they focus all their financial efforts to provide their children with education, health, clothing, housing and entertainment, neglecting a very important aspect of life is retirement.
While the financial priority in these cases is focused on children and support themselves, if not start a savings plan for retirement, it is possible that in adulthood does not have the money to sustain themselves .
To avoid being a financial burden for the children in the future and have a financially peaceful old age, the challenge is to start a savings plan with that objective.

The recommendation to start saving for retirement is to spend at least 10% of your monthly income to meet this financial goal.
To organize your finances so that you can to hold your child and in turn allows you to plan your future, here are the 10 financial tips for single mother.
1. Be wise with money management
2 . Have clear goals and objectives and be consistent to achieve
3. Avoid impulse buying
4. Making sacrifices to make your financial dreams
5. Make intelligent use of credit card
6 . There is no better investment than pay off debt
7 . Fully meets your budget
8. Endéudate only to create a heritage
9. Put your savings to work
10. Diversify your investments

Often come certain financial issues in the middle or end of the month requiring immediate attention. But that they conform to the financial demands become a cause for concern when their day of payment is not near. In the course of these crises, you can apply for a loan to pay day. For the rapid withdrawal of the money, you can apply online the day of payment of loans. A loan of day of online payment offers you cash in an instant once requested. For a loan to pay day is easy and without problems. This type of loan may be used to meet any type of financial demands that suddenly.

A loan of day of online payment can be used to pay bills, rental house and to pay debts and loans. This loan is also useful in cases of emergency, such as payment for medical bills and other medical expenses. Cases such as the unexpected delay in payment of fines and returned check fees can be met with loans to pay day online. A loan of day of online payment can be applied for a short period of time. It can be taken until its next day to pay. To obtain a loan of day of online payment that you need to comply with certain basic criteria. For the implementation of a loan of day of online payment you must have a regular work and a bank account. The lender also verifies if you can repay the loan in its next day to pay.
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Trade “online” grows in many parts of the world, especially in regions of developing countries like Latin America.

The volume of e-commerce continued to rise in 2009, despite the continuing effects of global economic and financial crisis. Only in 2009, retail sales exceeded 500,000 million dollars, according to a study by consultancy Everis, comprised of 41 countries representing 90% of GDP and 75% of the world population.

In the area of Latin America, Africa and least developed countries in Asia, the increase was 10%, well above the 4.5% globally.
Background e-commerce

It is considered as antecedents of e-business, catalog sales began in the twenties of last century in the United States of America (USA), transmission of purchase orders and invoices between private companies of a group or sector since the early seventies, or direct sales with the help of television and the telephone began to become popular in the eighties.

Today identifies the purchase or sale of products or services through electronic media such as Internet, and understands the commercial exchange of tangible goods between individuals and businesses in addition to the purchase of virtual items such as software, access to premium content from any website , etc. Read the rest of this entry »